8 alternative investments – no stocks, term deposits, index funds or bonds

Stocks, term deposits(CD’s in other countries), index funds and bonds are certainly some of the most popular investments. They offer a mix of fixed and variable income, and they allow you to diversify. They will usually be the bulk of your investments. However, there are many other options out there if you want to diversify […]

What is a stock market index and what do they do? An in-depth guide

Today’s post is a guest post written by my husband George at the beginning of the pandemic. It is a detailed and in-depth post explaining what a stock market index is and what they do. Although the market has fluctuated since then, the principles are solid. The post below is a great one if you […]

How to invest for your children

Last year my husband and I had our first son. Our much loved baby! As soon as he was born we started thinking about how we were going to invest for him. Our goal is for him to have a nest egg and provide him some security. We hope (and will do the work for […]

4 types of capital that can help your financial independence

In a previous post, I wrote about why I prefer to say personal economics as opposed to personal finance. I explained that personal economics involve a whole lot more than just managing one’s money. It involves different capitals (other than financial capital) that are influenced by your life choices. The idea of different capitals is […]

How to have fun tracking your financial independence

A few years ago when my husband and I first got into personal finance our investments were not substantial. We were playing with spreadsheets all the time and watching our portfolio (very slowly) grow, but our goal of financial independence still seemed super far away. Then one day my husband had an insight. Looking at […]

Why personal economics as opposed to personal finance?

The blogging world is an interesting one. On one hand, I really enjoy sharing my ideas on this website, hoping that they will make sense to you on the other side of the screen. There are great websites out there, blogs that I love and absolutely follow. On the other hand, the world of SEO […]

How to become an investor stay at home mum

Being a stay at home mum can be challenging at times. You love to be home with your children and be present for your family. But sometimes you want to be more mentally stimulated, think about grownup topics and make some money, even though you are not working right now. Can you relate to those […]

How to minimize depreciation costs in everyday items

There is a cost that most people don’t take into account. Most people look at how much items cost, how long it will take to pay them off (or save up), and possibly how long they are going to use them for. Apart from more expensive purchases such as a house or a car, once […]

4 Factors to consider risk when choosing stocks

There are many aspects one should consider when choosing which stocks to buy. Some of those aspects are big picture things, like the economy, segment and politics. Others are very specific metrics such as EBITDA, P/E, EPS, ROE and CAGR. Regardless of which aspects you are considering, it’s important to look at them from a […]